Legal
Cookie Policy
Last updated: 15 April 2025 | Bina Finance Sdn Bhd
This policy explains what cookies our website uses, why we use them, and what choices you have. We have kept our cookie use as limited as possible — we do not use advertising or cross-site tracking cookies.
1. What are cookies
Cookies are small text files placed on your device by websites you visit. They are widely used to make websites function, remember your preferences, and provide information to the site owner about how the site is being used. Cookies do not execute programmes or deliver software; they simply store small amounts of data.
Related technologies — such as local storage — function similarly. Where we refer to "cookies" in this policy, the same principles apply to local storage used on this site.
2. The cookies we use
Our website uses two categories of cookies:
Essential cookies
These are required for the website to operate correctly. They cannot be switched off without preventing the site from working as intended. No consent is required for essential cookies under applicable law.
| Name | Purpose | Duration | Party |
|---|---|---|---|
| bf_cookie_consent | Records your cookie consent preference so the consent notice is not displayed again on subsequent visits. | 12 months | First-party |
| bf_session | Maintains a temporary session identifier to support form submission and navigation. Deleted when you close your browser. | Session | First-party |
Analytics cookies
We use analytics cookies to understand, in aggregate, how visitors use our website — which pages are visited, how long visitors stay, and how they arrived. This information is used to improve the website. Analytics cookies are only placed if you have given consent through our cookie notice. We do not use analytics data to identify individual visitors.
| Name | Purpose | Duration | Party |
|---|---|---|---|
| _ga | Google Analytics — distinguishes unique visitors for aggregate traffic analysis. The IP address is anonymised before storage. | 24 months | Third-party (Google) |
| _ga_* | Google Analytics — stores session state for the analytics measurement ID associated with this site. | 24 months | Third-party (Google) |
We do not use marketing cookies, retargeting cookies, or any cookies that track your activity across other websites.
3. Third-party content
Our website includes an embedded Google Maps frame on the contact page. When you view that section of the page, Google may place cookies on your device in accordance with Google's own cookie and privacy policies. We have no control over these cookies. If you prefer not to receive them, you can navigate directly to maps.google.com to find our address, without loading the embedded map.
4. Your choices
When you first visit our website, a notice will appear asking for your consent to analytics cookies. You can:
- Accept all cookies — essential and analytics cookies will be placed.
- Accept essential cookies only — only the essential cookies listed above will be placed; no analytics cookies will be set.
You can also manage cookies through your browser settings. Most browsers allow you to view, block, or delete cookies. Note that blocking essential cookies will affect the functioning of the site. Instructions for common browsers:
5. Withdrawing consent
You may withdraw consent to analytics cookies at any time by clearing your browser's cookies for this site and declining analytics cookies when the consent notice next appears. You can also contact us and we will assist you in doing so.
6. Changes to this policy
We review this cookie policy when we change the cookies on our website or when legal requirements change. The "Last updated" date at the top reflects the most recent revision. Continued use of our website after an update constitutes acceptance of the revised policy.
7. Contact
For questions about our use of cookies, contact us at:
Bina Finance Sdn Bhd
17, Jalan Pudu, 55100 Kuala Lumpur, Wilayah Persekutuan
Email: [email protected]
Telephone: +60 3-2074 8615
Related documents: Privacy Policy · Terms & Conditions